There are fees involved in obtaining payday loans that you need to
be aware of. These fees can range from $10 to $30 per $100 advanced.
The cost of getting payday loans should be treated as a service charge.
Before you baulk at the costs, consider these facts.
Banks and merchants charge an average insufficient funds fee of $25.81
per bounced check (Bankrate Fall 2004 Checking Account Pricing Study). Credit card companies charge an average late fee of $29 (Consumer Action Survey).
Now,
the finance charge on a payday loan is only $10 for every $100 loaned.
Comparing the APRs resulting from the late fees and other penalties
which could number in the thousands of percent with a payday loan APR
of as low as 260.71%, faxless payday loans are a bargain.
Faxless
payday loans are meant to meet your short-term cash needs. People
encounter tough times occasionally and faxless payday loans can be a
viable solution to meet those unforeseen cash emergencies.
You
can actually pay less and save more in cases where you pay your loan
off early. Some lenders charge you the full fee for amount loaned. Not
us! Your loan fees are prorated so you pay less if you pay off your
loan early. That's why so many people have chosen to go with us.
Apply
Now!
Don't take our word for it, see what others like yourself say about our service:
Wow!
Thanks for providing such an easy way to get some extra cash! You
helped me out of a bind and I plan to refer you lots of my friends!
- Terry B.
I
want to say thank you for your service. I checked out some of your
competitors, and yours was the best by far. Your rates are the best,
and the loan application was fast and easy. I look forward to doing
business with you. Once again, thank you!
- Jack M.
Thank
you so much for clarifying the terms and dates of repayment and
reloaning. I must tell you that I absolutely love PayDay OK. It's the
easiest and quickest online application I have ever seen or filled-out,
plus, you have the absolute lowest rates and fees I have ever seen
anywhere.
I will be using your service exclusively from now on. There's no need
to look elsewhere. And, believe me, I have looked extensively. No one
comes even close to matching the simplicity of application, the
convenience of complete online and direct debit services, and the added
flexibility of your repayment or reloan options; not to mention the
pro-rated interest you offer if you payoff in full, in advance of the
due date. That is unheard of!
I like the fact that I can look online at my account at anytime and see
exactly where I stand on my loan, plus, I am extremely impressed with
your Customer Support. I also thoroughly enjoy the e-mail notifications
advising me of my loan coming due, and the e-mail confirmations I
receive for every transaction. I am completely sold on PayDay OK and I
will recommend your services to my friends and family. You really are
'the best!'
- Scott P.
Thank
you all for your service and kindness in my time of need. You folks are
really "the best"!! And PayDay OK is the BEST short-term loan service
on the INET today! May God Bless You All.
- Bud A.
Just
wanted to thank the person or persons that own the company. You are
obviously a caring entity. While most i-net loan companies are causing
patrons, or enabling them, to sink further, you are offering real help.
Thank you. Please consider yourself/selves honored today. God bless
- Christopher C.
I
just wanted to take the time to thank you for providing this much
needed service. The benefit far outweighs the cost and in my case you
really helped me through some tough times.
- Brian H.
Thank
you ever so much. I am not usually one to pay compliments-I am very
picky when it comes to the quality of service I expect to receive.
However, I have to say this is the BEST payday cash advance service I
have ever used. Your flexible terms are the best and you are very easy
to do business with. Keep up the great service!! Thanks for your
understanding,
- Nancy U.
Again, thank
you for treating customers with respect and kindness! I had another
loan with a firm like yours and paid it off in its entirety three
months ago. On Friday, March 26, they phoned me at school and
threatened to garnish my wages because they couldn't "find" receipt of
my payment and claimed I still owed them. My wife and I had to find our
own proof of payment to them and then have our attorney follow-up. I am
most relieved that you are so different from the rest!
- Ronald D.
I
would just like to commend your company on the way business is
conducted and not taking advantage of someone’s financial situation,
your rates are more than fair and your repayment options are great,
your number #1.
- George A.
Thank you
very much for the generosity that I have received from your company. I
have always had excellent customer service experiences and the
thoughtfulness of your company is outstanding. I appreciate the
willingness to help me out in this time of financial strain, even when
I put unnecessary needs upon your company and waste your company time.
Thanks again, and have a great day.
- Amy W.
Thanks
for your confirmation letter. It is a pleasure doing business with a
company with a great reputation like yours. Hope we can continue to do
business together for sometime to come. Have a great holiday and a good
week.
- John A.
All I can say is
AWESOME!!!! The money is already in my account. Thanks so much for the
help. I will tell everyone about you!!!!
- Sharon H.
You
people have close to the best customer service I've found online. You
should all feel pretty good about yourselves. I truly mean that. I
don't know if I've been dealing with the same person or not, but the
service has really been outstanding. Thanks again for responding so
promptly and thoroughly,
- Rolando O.
I
just want to say thank you for my loan. It comes at a time when I was
really in need and y'all came through for me. Thank you again for your
help.
- Darrell O.
Thank you so
much...I'm so pleased to be your customer. In frustrating financial
times as these, it's difficult being enthused about anything. But I
must say it's exciting to share business with your company. I work for
a large firm and will definitely share this information. Thank you and
I will continue to do business with you. I really appreciate your quick
responses! It's wonderful...there's no waiting!
- Virginia R.
Just a short note to say thanks for being there in my time of need and thanks for making the process so quick and simple.
- Marvin P.
I
would just like to say thank you for your service. I like the
convenience of not having to leave home and having a choice of payment
options. Thank you again,
- Chris P.
Just
wanted to say thanks for making this process so easy. I'm much more
willing to take a loan with PayDayOK than other companies because of
the lower fees.
- Allison M.
Thanks
for the loan! Your website plus no faxing made everything quick and
efficient. Super quick actually. You definitely offer great, no hassle
service.
- Marcus J.
Thank you so
much. You people are just wonderful and have proven that you are not
out to take advantage of anybody. I am so glad I found you. I would
love to have my loan with the new deduction option taken from my
banking account automatically. Thank you so much for making my life
much easier.
- Carolyn S.
I just really wanted to say you all at OK Loans, thanks! The money was very helpful...this is a wonderful program you have.
- Enita B.
I
just want to let you know that your payday loan plan is excellent. I
borrowed money and your plan allows me to pay back what i can afford to
pay. I would recommend this plan to a lot of my friends. Thank you for
helping me.
- Ronnie T.
I just want
you to know what a happy customer I am and how easy your service is to
use and understand. I will be a long time customer and I was referred
by a friend and I will refer more of my own friends. Thanks.
- Linda R.
Just
a note to thank you for your prompt and courteous service as well as
one of the best rates and least amount of work involved in the
application process. It is appreciated very much and I will certainly
use your service again. I just lost my husband and finances have been
tough. It's a comfort to know you are there to help me through a short
term rough spot now and then. Thank you so much.
- Diane G.
I
like the fact that I can do this totally over the internet without
going out to find a fax machine, etc. I have trouble going out. This is
very nice.
- Monica R.
I wanted to
praise your company on its professionalism. The site is very
professional which gives me confidence in using your service. The
interest is very reasonable and I would recommend it to friends.
- Gary D.
Thank
you for your assistance with the small loan for a short period of time.
Your services were great. I appreciated your prompt acceptance and time
in getting the money. Thank you again.
- Kimberli C.
I
would like to thank you for outstanding service, and for all of your
efforts in keeping this process simple. Now that I have completed this
experience, I can't wait to tell my friends family and co-workers. Once
again, Super Job!!
- Charles D.
I just
wanted to let you know that I am very pleased with your services. The
process was timely and the loan was very affordable. God Bless
Paydayok!
- Tia T.
I have used other
payday loan services in the past and this is by far the best one. Not
only are the fees affordable, the pay back options are unbelievable,
but the customer service reps. are pleasant and helpful. Please stay
the same.
- Dawn
I just wanted to take
the time to thank you for your financial help. It enabled me to make a
much -needed Dr.'s appointment for what I suspected was skin cancer
(and was correct). So, by having the funds to make that Dr.'s visit,
without trying to sound too melodramatic, it may have well saved my
life in the long run. Thank you again
- Linda M.
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Now for Your Online Payday Loan!
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